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NEW CONFORMING LOAN LIMITS: One Family $510,400.00 2F $653,550.00 3F $789,950.00

4F $981,700.00.  

FHA limits per County vary.  High Limit $765,600.00.

Minimum Credit Score for processing FMNA loan is FICO : 620. No exceptions.

Minimum Credit Score for processing a FHA Loan is 500.


The higher your credit score, the better your rate and vica verse.

Best Rate available above FICO : 720

Available Programs:
Calc

Conforming 30 Year Fixed:

CONFORMING LOAN AMOUNTS TO $510,400.00.� These rates are representative of the average rate available. Please call for current rates and points applicable to your circumstances.

Rate Points APR  
3.250 0.000 3.330 Prequalify

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Calc

Conforming 15 Year Fixed:

CONFORMING LOAN AMOUNTS TO $510,400.00.� These rates are representative of the average rate available. Please call for current rates and points applicable to your circumstances.

Rate Points APR  
2.990 0.000 3.135 Prequalify

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Calc

Conforming 20 Year Fixed:

CONFORMING LOAN AMOUNTS TO $510,400.00..� These rates are representative of the average rate available. Please call for current rates and points applicable to your circumstances.

Rate Points APR  
3.250 0.000 3.363 Prequalify

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Calc

30 Year High Balance:

High Balance Loan Amounts greater then $510,400 and less then $765,600.00. These rates are representative of the average rate available per county. This amount may vary if your county has lower limits. Please call for current rates and points applicable to your circumstances and county. 
Rate Points APR  
3.500 0.000 3.581 Prequalify

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Calc

FHA - 30 YEAR FIXED :

LOAN AMOUNTS TO : $765,600.00.� Streamlined with and without appraisal will vary in rate.  A minimum credit score of 500 is required to qualify. Call to get a rate if your score is under 580. These rates are representative of the average rate available for credit scores to 580. Please call for current rates and points applicable to your circumstances. Credit scores accepted down to 500 at higher rates.

Rate Points APR  
2.875 0.000 3.013 Prequalify

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Calc

VA - 30 YEAR FIXED:

LOAN AMOUNTS TO : $1,000,000.00.� Streamlined with and without appraisal

will vary in rate.  A minimum credit score of 500 is required to qualify.

These rates are representative of the average rate available.

Please call for current rates and points applicable to your circumstances.

 


LOAN AMOUNTS greater than $417,000 to a maximum of $729,750.00. This amount varies by County. � Streamlined with and without appraisal will vary in rate.  A minimum credit score of 620 is required to qualify. These rates are representative of the average rate available. Please call for current rates and points applicable to your circumstances.

Rate Points APR  
2.875 0.000 2.953 Prequalify

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Calc

USDA - 30 YEAR FIXED:

LOAN AMOUNTS TO : $765,600.00.� Streamlined with and without appraisal. A minimum credit score of 500 is required to qualify. These rates are representative of the average rate available. Please call for current rates and points applicable to your circumstances.

Rate Points APR  
2.875 0.000 2.953 Prequalify

Back to Program List

Calc

FHA - 30 Yr. High Balance:

Rate Points APR  

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Interest Rate Disclaimer:

We make every effort to present these rates accurately. We cannot be held responsible for errors or changes in the market prices. Rates are subject to change without notice. Please call to get current rate and point information.

 


 
Contact Info

Vincent Dispoto, Jr. NMLS #: 222316
Qualified Individual CEO

ph. 973-539-6200
ext. 1
fx. 973-984-6555
Toll Free: 800-562-5200

National Average Rates

Liberty Mortgage Services, Inc NMLS #: 262499 - 2329 Highway 34 Suite 302 , Manasquan, NJ 08736-1442
NMLS #: 262499