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Interest Rates


 
Rate Watch

Rate Watch System
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NEW CONFORMING LOAN LIMITS: One Family $417,000 2F $460,400 3F $556,500 4F $691,600 

FHA limits per County vary.  High Limit $625,500.00.

Minimum Credit Score for processing any loan is FICO : 620. No exceptions.

The higher your credit score the better your rate. Best Rate available above FICO : 720.

Available Programs:
Calc

Conforming 30 Year Fixed:

CONFORMING LOAN AMOUNTS TO $453,100.00.� These rates are representative of the average rate available. Please call for current rates and points applicable to your circumstances.

Rate Points APR  
4.625 0.000 4.712 Prequalify

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Calc

Conforming 15 Year Fixed:

CONFORMING LOAN AMOUNTS TO $453,100.00.� These rates are representative of the average rate available. Please call for current rates and points applicable to your circumstances.

Rate Points APR  
4.000 0.000 4.149 Prequalify

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Calc

Conforming 20 Year Fixed:

CONFORMING LOAN AMOUNTS TO $453,100.00.� These rates are representative of the average rate available. Please call for current rates and points applicable to your circumstances.

Rate Points APR  
4.500 0.000 4.618 Prequalify

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Calc

30 Year High Balance:

High Balance Loan Amounts greater then $453,100 and less then $679,650. These rates are representative of the average rate available per county. This amount may vary if your county has lower limits. Please call for current rates and points applicable to your circumstances and county. 
Rate Points APR  
4.625 0.000 4.712 Prequalify

Back to Program List

Calc

15 Year High Balance:

High Balance Loan Amounts up to $679,650. Minimum credit score to qualify is 580. These rates are representative of the average rate available per county. This amount may vary if your county has lower limits. Please call for current rates and points applicable to your circumstances and county.
Rate Points APR  
4.125 0.000 4.274 Prequalify

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Calc

FHA - 30 YEAR FIXED :

LOAN AMOUNTS TO : $679,650.00.� Streamlined with and without appraisal will vary in rate.  A minimum credit score of 500 is required to qualify. Call to get a rate if your score is under 580. These rates are representative of the average rate available for credit scores to 580. Please call for current rates and points applicable to your circumstances.

Rate Points APR  
4.500 0.000 4.651 Prequalify

Back to Program List

Calc

VA - 30 YEAR FIXED:

LOAN AMOUNTS TO : $1,000,000.00.� Streamlined with and without appraisal

will vary in rate.  A minimum credit score of 500 is required to qualify.

These rates are representative of the average rate available.

Please call for current rates and points applicable to your circumstances.

 


LOAN AMOUNTS greater than $417,000 to a maximum of $729,750.00. This amount varies by County. � Streamlined with and without appraisal will vary in rate.  A minimum credit score of 620 is required to qualify. These rates are representative of the average rate available. Please call for current rates and points applicable to your circumstances.

Rate Points APR  
4.500 0.000 4.586 Prequalify

Back to Program List

Calc

USDA - 30 YEAR FIXED:

LOAN AMOUNTS TO : $679,650.00.� Streamlined with and without appraisal. A minimum credit score of 500 is required to qualify. These rates are representative of the average rate available. Please call for current rates and points applicable to your circumstances.

Rate Points APR  
4.500 0.000 4.586 Prequalify

Back to Program List


 
Interest Rate Disclaimer:

We make every effort to present these rates accurately. We cannot be held responsible for errors or changes in the market prices. Rates are subject to change without notice. Please call to get current rate and point information.

 


 
Contact Info

Vincent Dispoto, Jr. NMLS #: 222316
Qualified Individual CEO

ph. 973-539-6200
ext. 207
fx. 973-984-6555
Toll Free: 800-562-5200

National Average Rates

Liberty Mortgage Services, Inc NMLS #: 262499 - 2329 Highway 34 Suite 302 , Manasquan, NJ 08736-1442
NMLS #: 262499