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Loan Checklist

TO COMPLETE A FULL DOCUMENTATION LOAN YOU MUST MAKE COPIES OF THE FOLLOWING INFORMATION AND SUBMIT THEM WITH YOUR INITIAL APPLICATION.
  • (W-2 FORM'S) LAST TWO YEARS.
  • PAY STUBS FOR EACH BORROWER -THE MOST RECENT MONTH.
  • THE LAST THREE MONTHLY STATEMENTS OR QUARTERLY STATEMENT FOR ALL ACCOUNTS LOCATED IN BANKS OR OTHER FINANCIAL INSTITUTIONS. THIS INCLUDES RETIREMENT FUNDS AND IRA'S.
  • COPIES OF DEPOSIT CHECKS OR ESCROW LETTERS FOR DOWN PAYMENT MONEY.
  • COPY OF THE DEED FOR THE SUBJECT PROPERTY ON A REFINANCE. SALES CONTRACT ON A PURCHASE.
  • NAME AND PHONE NUMBER OF CLOSING AGENT. TITLE COMPANY OR ATTORNEY.
  • FEDERAL TAX RETURNS FOR THE PREVIOUS 2 YEARS(IF SELF EMPLOYED, RECEIVE COMMISSION INCOME, OR HAVE RENTAL INCOME)
  • EXPLANATION OF ALL INQUIRIES OR DERAGATORIES ON THE BORROWER'S CREDIT REPORT.
Contact Info

Vincent Dispoto, Jr. NMLS #: 222316
Qualified Individual CEO

ph. 973-539-6200
ext. 207
fx. 973-984-6555
Toll Free: 800-562-5200

National Average Rates

Liberty Mortgage Services, Inc NMLS #: 262499 - 2329 Highway 34 Suite 302 , Manasquan, NJ 08736-1442
NMLS #: 262499